The Problem
36 million businesses in America need insurance—it's not optional. 77% are underinsured. 40% have no coverage at all. The distribution system failed them: too slow, too opaque, too confusing.
Over 90% of commercial insurance is still human-led. We're building the inverse: 90%+ AI-led, pushing toward the higher 90s. Not by patching legacy workflows—by building AI that makes humans more effective, improves the customer experience, and eliminates friction at every step.
We're adding ~1,000 customers per month. We've grown 100x since last year. We're looking to do even more this year—and that's why we're hiring.
Small business owners are used to their insurance broker never calling back. You're the reason ours do.
The Thesis
Insurance is the one bill a small business owner can't afford to get wrong, and most brokers make them work for it—voicemail, dead ends, a week of silence. Being the opposite of that is a real competitive advantage, and it's the entire point of this team. When someone calls Harper, they reach a person who finds their account, tells them exactly what's happening next, and then makes it happen.
That doesn't come from software. It comes from people who genuinely enjoy this kind of work: fast on the phone, dozens of open threads held in their head, and real satisfaction in taking a full list down to zero. It's a craft, and the people who are great at it become the customer's favorite part of doing business with us. There are real paths from this seat into service, sales, and operations.
The Role
You're on the phone with business owners all day—inbound and outbound—from our office in downtown San Francisco. Two shifts cover the day: an early one for East Coast customers and a later one through the West Coast close. You'll be assigned to one based on business need.
Inbound, you're the first person a customer talks to. You pull up the account, work out what they actually need, and tell them exactly when they'll hear back. Outbound, the list is yours: payments, documents, renewals, and the follow-ups that keep somebody's coverage from lapsing. The volume is real—back-to-back calls and long lists—and the people who love this job love that part.
You don't need an insurance background to start. We'll teach you the systems, the playbooks, and the vocabulary. What we're hiring for is judgment on the phone: hearing the difference between confused and genuinely upset, catching the thing the customer didn't say, and knowing exactly who to pull in when a problem is bigger than the call. Quoting and coverage advice belong to a licensed seller, so you'll never be asked to advise on a policy—everything else, you carry as far as it goes.
What You'll Do
Pick up and take it personally — You're the first human a business owner reaches; find their account fast, get to the real ask, and tell them precisely when they'll hear back
Keep every promise you make — A callback time is a commitment; no customer should ever have to chase Harper to find out what happened
Take the list to zero — Payments, documents, at-risk cancellations, renewals; an empty list at the end of your shift is the whole game
Chase it like it's yours — Three attempts across three days on a standard follow-up, up to seven touches on a payment issue by phone, text, and email; you stop when it's solved, not when it's hard
Own the whole answer — Track down the document, the payment link, or the one person who can unblock it; nothing gets closed just because it got called
Leave a clean trail — Log what happened and what's still open, so the next teammate picks up mid-story and the customer never repeats themselves
Get the right specialist in fast — Financing, coverage, and genuinely complex problems have owners; pulling them in quickly is part of great service, not a handoff
Turn a rough call around — Frustrated customers become the most loyal ones when somebody finally levels with them and delivers
Make the next call easier — Spot the same problem happening over and over and flag it, so we fix the cause instead of the symptom
You Might Be a Fit If...
You like talking to people all day and end the day energized by it, not drained
You show up on time, every day, and take that seriously
You can talk and type at the same time—notes get written while the call is happening
You finish what you start; an open item bothers you until it's closed
You'd rather ask than guess when you're unsure
You're organized enough to work a list of 80 calls without losing your place
You're steady with frustrated people
Requirements
Strong phone communication—clear, professional, patient
Basic computer comfort: spreadsheets, email, a phone system, and internal tools
Ability to work full-time, Monday–Friday, on-site in downtown San Francisco
Reliable attendance and punctuality
Legally authorized to work in the United States
Nice to Have
Call center, collections, dispatch, front-desk, or high-volume customer service experience
Bilingual (Spanish)
Any insurance, brokerage, or financial services exposure
Experience working from call lists or a CRM
Compensation
Pay: $23 - $26/hour
Type: Full-time, hourly, non-exempt (W-2)—overtime eligible
Location: San Francisco, in-office (425 Market Street)
Schedule: Monday–Friday, in-office. Early shift (East Coast coverage) or late shift (West Coast coverage), assigned based on business need. Overtime available.
Start date: Immediate
Benefits
Health, dental, and vision insurance
Commuter benefits
Team meals and snacks
The Process
Application screen — We review daily and most candidates hear back within 48 hours
Phone screen — Short conversation; we'll listen to how you handle a call
On-site day — Meet the team, see the floor, work through real scenarios
To Apply
We need people on the phones now. If you're dependable, good with people, and want steady in-office work at a fast-growing company in downtown San Francisco—send your resume and tell us about your phone experience.
Harper is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.