At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
Enterprise Risk at Affirm looks different than it does at many financial institutions. The Enterprise Risk team helps the company understand and manage its most important risks. That includes core Enterprise Risk capabilities, as well as partnering with senior leaders to make thoughtful decisions about the risks we take in pursuit of our strategy.
As our Senior Director, Enterprise Risk Strategy, you'll partner closely with leaders including across Product, Engineering, Finance, Legal, Compliance, Operations, and Credit Risk to help navigate complex strategic, operational, product, and regulatory decisions. You'll help leadership make explicit tradeoffs, build alignment across differing perspectives, and translate strategy into practical risk appetite and operating guardrails.
Success in this role comes from exceptional judgment, intellectual curiosity, influence, and the ability to simplify complexity. We're looking for someone who enjoys building, thrives in ambiguous environments, and believes Enterprise Risk should create value for the business - not simply operate governance processes.
What You’ll Do
Lead Enterprise Risk Strategy
- Lead the evolution of Enterprise Risk into a trusted business partner that enables better business decisions.
- Design practical approaches that improve clarity and decision-making while minimizing unnecessary process and burden.
- Translate enterprise strategy into clear risk appetite, practical operating guardrails, and decision-useful executive reporting.
Partner with executive leadership
- Partner with executive leaders to navigate complex strategic, operational, product, and regulatory decisions.
- Help leadership evaluate tradeoffs and build alignment across differing perspectives on risk and business priorities.
- Bring an enterprise-wide perspective that helps leaders make informed decisions while supporting Affirm's culture of innovation and growth.
Drive Cross-Functional Influence
- Build trusted relationships with leaders including across Product, Engineering, Finance, Legal, Compliance, Operations, and Credit Risk.
- Influence through thoughtful challenge, sound judgment, and clear communication.
- Serve as a trusted advisor who helps teams solve business problems.
Lead Enterprise Initiatives
- Lead cross-functional initiatives that improve how Affirm identifies, discusses, and manages emerging enterprise risks.
- Partner with teams across the company to navigate new products, technologies, regulatory changes, and strategic initiatives.
- Translate complex business challenges into actionable recommendations for executive leadership.
Strengthen Enterprise Risk Capabilities
- Continue evolving key Enterprise Risk capabilities, including operational risk, governance, issue management, third-party risk, and business continuity.
- Improve executive reporting and risk insights that support better decision-making across the organization.
Lead a High-Impact Enterprise Risk Team
- Lead and develop a lean, high-impact Enterprise Risk team that helps the business make better decisions while strengthening core risk capabilities.
- Set the vision, priorities, and operating model for the Enterprise Risk function as it continues to evolve.
- Foster a culture of sound judgment, curiosity, business partnership, and thoughtful execution.
- Build a team that is known for pragmatic problem solving, trusted partnership, and effective challenge.
What We Look For
- 12+ years of experience in a regulated or risk-intensive environment such as fintech, financial services, or technology.
- Experience leading business transformation, strategy, product risk, operations, governance, Chief of Staff, Enterprise Risk, or similar cross-functional initiatives
- Exceptional business judgment with the ability to simplify complex problems and influence senior leaders.
- Proven ability to build trust, challenge constructively, and drive alignment without formal authority or operating as a control function.
- Comfortable navigating ambiguity, building new capabilities, and partnering closely with Product, Engineering, and other business-facing teams
A Note to Candidates
You don't need to have spent your entire career in Enterprise Risk to be successful in this role. If you've helped organizations navigate complex decisions, lead transformation, or influence executive teams in a regulated environment, we'd love to hear from you!
Pay Grade - U
Equity Grade - USA 15
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $285,000 - $355,000
USA base pay range (all other U.S. states) per year: $253,000 - $323,000
Please note that visa sponsorship is not available for this position.
#LI-Remote
Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
- Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
- Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
- Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
- Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.
For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
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